Category: Uncategorized

  • 2025 Mother’s day Spa Sale NYC | Juvenex Spa in New York Relaxing Deals | 24 Hour Relaxation Spa Manhattan, New York | Juvenex Spa

    Energy Balancing Therapy

    Asian massage therapies including Acupressure, Shiatsu, and Deep Sports Massage are used to stimulate or sedate the meridian systems of the body and release blocked chi. One or all techniques may be requested.

    Energy Balancing Therapy

    $125

    60 minutes

    Energy Balancing Therapy

    $175

    90 minutes

    Energy Balancing Therapy

    $230

    120 minutes

    Reflexology Massage

    $75

    30 minutes

    Let warmed river rocks, soothing oils and a skilled therapist’s hands bring you to deep inner peace with soothing, rhythmic strokes.

    Mosht-O-Maul (Sports Massage)

    This massage technique originated in Turkey, Russia, and Persia and provides stimulating and deep manipulation of the muscles and limbs. You leave feeling as if you had a great workout.

    Mosht-O-Maul (Sports Massage)

    $145

    60 minutes

    Mosht-O-Maul (Sports Massage)

    $195

    90 minutes

    Express Massage

    $85

    30 minutes

    Hectic schedules can wreak havoc on the body and the muscles of the head, neck, and shoulders. Recharge with our thirty-minute specialized massage geared to release tension.

    Four Hands Dream Massage

    Indulge yourself in this ultra pleasurable massage. In this heavenly healing approach, two therapists massage your full body side by side in a rocking and rhythmic harmony.

    60 Minutes

    $220

    90 Minutes

    $310

    Juvenex Spa Provides a variety of massages and it will give you a relief and decreases pain, muscle spasms, reduces chronic stress and tension, Increases flexibility in your joints. Thermo-Stone Therapy, Reflexology Massage, Mosht-O-Maul (Sports Massage), Express Massage, Four Hands Dream Massage in New York City NYC Manhattan.

     

    Couples Massage. Relaxed Girlfriend And Boyfriend Enjoying Relaxing Neck And Back Massage Lying On Beds During Spa Procedure In NYC

     

    Book Now!

    Reach out to us! We’re always here to help.

    (646) 733-1330

    2025 Mother’s day Spa Sale NYC | Juvenex Spa in New York Relaxing Deals | 24 Hour Relaxation Spa Manhattan, New York | Juvenex Spa
    2025 Mother’s day Spa Sale NYC | Juvenex Spa in New York Relaxing Deals | 24 Hour Relaxation Spa Manhattan, New York | Juvenex Spa

    Juvenex Spa is a full-service spa offering amazing Massages, Facials, Body Scrub, Romantic Getaway Spa Package, Wet Spa, Specialty Treatment and a full-service Spa Service.

    Mother's Day Spa Packages

    Please call us at (646) 733-1330 to purchase a gift card.

    Gift cards are not eligible for refund and can only be used in-person.

    (Gift cards expire five years after purchase and cannot be redeemed for cash.)

    Please allow 48 hour processing time for all payments processed over the phone (gift cards and prepaid appointments).

    Mother’s day Sales!  Luxury Body Treatments NYC  | Juvenex  Spa  Luxury 24/7 Spa in  Manhattan, New York

    Luxury 24/7 Spa in the heart of New York City NYC Manhattan

    Mother’s day Sales! Authentic Korean Spa Experience Midtown | Juvenex Spa Luxury 24/7 Spa in Manhattan, New York
    Mother’s day Sales! Authentic Korean Spa Experience Midtown | Juvenex Spa Luxury 24/7 Spa in Manhattan, New York

    Rejuvenate your body, mind and soul

    Romantic Couple Getaway Package – Spa & Massage New York City NYC

    The ultimate escape for couples for a special and memorable night. Perfect for couples celebrating a special occasion.

    Basic Romantic Couples Getaway

    $435 per couple

    120 minutes

    Includes:
    •  Private Soaking Tub in the Celebrity Room bursting with fresh, tropical flowers and aromatherapy candles
    •  Seasonal fruits and complimentary beverages
    •  Invigorating Korean-style Scrub or 60-minute massage

    Enhanced Romantic Couples Getaway

    $635 per couple

    180 minutes

    Includes:
    •  Private Soaking Tub in the Celebrity Room bursting with fresh, tropical flowers and aromatherapy candles
    •  Seasonal fruits and complimentary beverages
    •  Invigorating Korean-style Scrub
    •  60-minute massage (or you can choose a body wrap and a facial instead of scrub and a massage)

    Couple Massage & Spa near me | Day Spa in New York City NYC Manhattan near Time Square, Washington square park.

     

    Body Scrub in New York Manhattan NYC

    Experience the tension and fatigue melt away

    Purification

    The Purification Programs are designed to stimulate circulation and refine your skin’s texture to produce a soft, healthy glow. Experience tension and fatigue melt away, and these programs will quickly become an essential part of your monthly care regimen.

    Basic Purification Program

    $135

    Includes:
    •  Juvenex Jade Journey General Admission
    •  Invigorating Korean-style Salt Glow Scrub
    •  Stimulating Hair Shampoo & Conditioning
    •  Full-body Cleansing and Skin Nourishment
    •  Gentle Facial Cleansing and Garden Fresh Cucumber Mask
    Includes:
    + 30-minute massage: +$60 (Discounted to +$40 on Mon-Thurs: 12-3PM)
    + 60-minute massage or Hydrating Body Wrap: +$100

    Enhanced Purification Program

    $355

    Includes:
    •  Juvenex Jade Journey General Admission
    •  Invigorating Korean-style Salt Glow Scrub
    •  Stimulating Hair Shampoo & Conditioning
    •  Full-body Cleansing and Skin Nourishment
    •  Gentle Facial Cleansing and Garden Fresh Cucumber Mask
    •  60-minute massage
    •  60-minute hydrating seaweed body wrap

    Spa Packages

    Your journey to purification and rejuvenation

    Mother’s day Holiday 2025: NYC Spa Packages | Juvenex Spa in New York Offers | Customized Spa Packages New York | Juvenex Spa
    Mother’s day Holiday 2025: NYC Spa Packages | Juvenex Spa in New York Offers | Customized Spa Packages New York | Juvenex Spa

    Juvenex Jade Journey

    Transcend to another time and place as you enter our spectacular 4-phase journey.

    • Phase 1

      Begin with the thermal phase where you de-stress and detoxify in the igloo sauna’.

    • Phase 2: Refreshment

      Next, step into the Diamond Herbal Steam Sauna and the invigorating Cold Rainforest Shower

    • Phase 3: Nourishment

      Lounge in the Japanese Style soaking tubs laden with Sake, Ginseng, Seaweed, all natural Noni, Neem & Tea Three or any of our other specialty soaks.

    • Phase 4: Detoxification

      Complete your journey by resting in the baked-clay, low-temperature sauna and relax as it draws the toxins out of your body

    Juvenex Jade Journey General Admission

    $85

    3 hours access to Phases 1-4

    $45

    With a purchase of 60 min or longer treatment

    With a purchase of a program – complementary for an hour

    Massages

    Your journey to purification and rejuvenation

    Thermo-Stone Therapy

    Let warmed river rocks, soothing oils and a skilled therapist’s hands bring you to deep inner peace.

    60 Minutes

    $145

    90 Minutes

    $195

  • Multi-Axis CNC Machining Palo Alto CA Sunnyvale CA AJ Solution Machining

    AJ Solutions Machining: Precision CNC Machining for Aerospace, Medical, and More in the Bay Area

    AJ Solutions Machining is your premier CNC machine shop in the Bay Area, specializing in high-precision machining for a variety of industries.  we are the “machine shop near me you can trust” for your CNC router and milling needs.

    CNC Turning San Jose CA Santa Clara CA AJ Solution Machining
    CNC Turning San Jose CA Santa Clara CA AJ Solution Machining

    Our Advanced Machining Capabilities:

    • Multi-Axis Machining: We utilize advanced multi-axis CNC machines to produce complex parts with exceptional accuracy.
    • Swiss Machining: Our Swiss machining capabilities allow us to create intricate and precise components for medical devices and other demanding applications.
    • Aerospace Machining: We meet the stringent requirements of the aerospace industry with our high-quality machining services.

    Medical Device Machining: We produce precision components for medical devices, adhering to strict quality standards.

    Material Expertise: We have extensive experience working with stainless steel, aluminum, and other materials.

    Our Services:

    • CNC Milling
    • CNC Turning
    • Custom Machining
    • Prototype Machining
    • Production Machining
    • Tight Tolerance Machining

    Serving the Bay Area:

    We are located in the Bay Area and serve the following cities:

    Contact Us for Your Precision Machining Needs

    For expert CNC machining services in the Bay Area, contact AJ Solutions Machining today.

    AJ Solutions Machining: Your Trusted CNC Router & Milling Machine Shop in the Bay Area

    Looking for a reliable and experienced machine shop in the Bay Area? AJ Solutions Machining is your answer.  we are the “machine shop near me you can trust” for all your CNC router and milling machine needs.

    CNC Milling Fremont CA Hayward CA AJ Solution Machining
    CNC Milling Fremont CA Hayward CA AJ Solution Machining
    Precision CNC Machining Oakland CA Berkeley CA AJ Solution Machining
    Precision CNC Machining Oakland CA Berkeley CA AJ Solution Machining

    Why Choose AJ Solutions Machining?

    • Comprehensive CNC Services: We offer a wide range of CNC machining services, including CNC milling, CNC turning, Swiss machining, multi-axis machining, and more.
    • Precision and Quality: Our commitment to high-precision machining ensures that your projects are completed to the highest standards.
    • Local Expertise: Serving the Bay Area, including Richmond, Fremont, Oakland, and beyond, we understand the needs of local businesses.
    • Versatile Capabilities: We work with various materials, including stainless steel and aluminum, and specialize in tight tolerance machining.
    • From Prototype to Production: Whether you need prototype machining or production machining, we have the capabilities to handle your projects.
    • Specialized Industries: We provide specialized machining services for aerospace and medical device industries.

    Our Services Include:

    Serving the Bay Area:

    We proudly serve the following cities:

    • Richmond CA
    • Fremont CA
    • Oakland CA
    • Berkeley CA
    • San Jose CA
    • Santa Clara CA
    • Hayward CA
    • San Leandro CA
    • Palo Alto CA
    • Sunnyvale CA
    • Union City CA
    • Mountain View CA
    • Pleasanton CA
    • Concord CA
    • Walnut Creek CA
    • Livermore CA
    • San Mateo CA
    • Redwood City CA

    Get Your Free Quote Today!

    Contact AJ Solutions Machining for a free estimate on your CNC machining project. Call us today!

     

  • Chauffeured Wine Tours Napa & Sonoma VIP Private Tours | Limo, Limousine Service San Francisco

    Napa Valley Wine Tasting Limousine Bus, private transportation Chauffeur Limo driver

    2. Sonoma Limo Wine Tours | Limo, Limousine Service San Francisco Group Transportation
    Sonoma Limo Wine Tours | Limo, Limousine Service San Francisco Group Transportation

    AIRPORT TRANSFER

    SFO/OAK/SMF <-> NAPA

    We Provide Luxury Airport Transfer For You To Make Your Arrival/Departure Special:

    Cadillac/Mercedes Sedans, Full Size Black SUVs, Mercedes Sprinters And MiniBus

    1. Napa Sonoma Wine Tasting Driver VIP Private Tours | Limo, Limousine Service San Francisco
    Napa Sonoma Wine Tasting Driver VIP Private Tours | Limo, Limousine Service San Francisco

    NAPA VALLEY SFO/OAK/SMF To Napa SFO/OAK/SMF up to Yountville SFO/OAK/SMF up to CALISTOGA Vehicle Price Sedan $350 SUV $400 Sprinter $550 SONOMA COUNTY SONOMA TOWN SANTA ROSA GUERNEVILLE OR HEALDSBURG Vehicle Price Sedan $380 SUV $480 Sprinter $600 *Toll fee, Airport fee and gratuity not included. Napa Sonoma Wine Country Transportation: Arrive in Style, Explore with Ease Stress-free Airport Transfers & Luxurious Wine Tours Planning a trip to Napa Sonoma Wine Country? Start your journey with a seamless and stylish airport transfer from SFO, OAK, or SMF directly to your destination. Napa Sonoma Wine Tour Driver offers a premium fleet of vehicles, including Cadillac and Mercedes sedans, full-size black SUVs, Mercedes Sprinters, and minibuses, ensuring a comfortable and luxurious experience for groups of 2 to 50 passengers.

    Napa Sonoma Wine Country Transportation: Arrive in Style, Explore with Ease Stress-free Airport Transfers & Luxurious Wine Tours Planning a trip to Napa Sonoma Wine Country? Start your journey with a seamless and stylish airport transfer from SFO, OAK, or SMF directly to your destination. Napa Sonoma Wine Tour Driver offers a premium fleet of vehicles, including Cadillac and Mercedes sedans, full-size black SUVs, Mercedes Sprinters, and minibuses, ensuring a comfortable and luxurious experience for groups of 2 to 50 passengers.

    8. Airport Limo Napa Sonoma | Limo, Limousine Service San Francisco SFO Airport pickup

    Napa Sonoma Wine Tasting Driver®

    Napa Wine Tour, Sonoma Wine Tasting and VIP Private Tour Transportation, Limo, California Party Bus. Napa Sonoma Wine Tour Driver provides Wine Tasting Tour Transportation, Wedding Transportation for travelers from San Francisco Bay Area, CA and Sacramento, CA.

    For group size of 2 to 50 per vehicle.

    Black Sedan Limo, Limousine Service San Francisco | Wedding Limo, Professional Chauffeurs
    Black Sedan Limo, Limousine Service San Francisco | Wedding Limo, Professional Chauffeurs
    Best Napa Wine Tour Transportation Napa Sonoma Wine Tasting Driver®.

    Enjoy a day of Napa Wine Tour without worrying about DUI. Our vehicle rates are as low as $65/hr for a black sedan, with an experienced driver.

    Yes, we are open. However, due to covid-19 many winereis are by reservation only, Book in advance!

    Please use our contact us page form to ask us any questions.

    To book us now?

    Use the “Book Now” button.

    To see our Napa Wine Tour and Sonoma Wine tasting vehicles. Please visit our vehicles photo page.

    Best Wine Tour Transportation Napa Sonoma | Limo, Limousine Service San Francisco
    Best Wine Tour Transportation Napa Sonoma | Limo, Limousine Service San Francisco

    You Can Book All Your Vehicle For Hire Services Below. There are 2 Provider Service Categories are listed below.

    Vehicle With A Experienced Driver Rates are:
    $70-$180 Per Hour, depending on the day and the vehicle you need.

    Airport Transfers with Booked Wine Tours In A Luxury Sedan Start At:

    $300 each/SFO/OAK/SMF to Napa. Call To Book.

    SPECIALS: Cash Discount Available On Wine Tours

    Book now and start your experience with our Napa Sonoma wine tour driver and wine tasting tour!

    Rates Guaranteed Once Book.

    Booking online or call to book!

    We only charge a 1-hour deposit for all bookings.

    Plus Low Special Rates on:

    Sedan, Suvs, stretch limousines, coach and executive sprinters, party bus, executive minibus!
    12. San Francisco Wine Country Limo Tours | Limo, Limousine Service San Francisco Business Event & Meeting Transportation
    San Francisco Wine Country Limo Tours | Limo, Limousine Service San Francisco Business Event & Meeting Transportation

    Napa Valley Sonoma Wine Tasting Driver Wine Tour Chauffeur driver Napa CA Private Napa Tour. We Will Accommodate All Your Transportation Needs. Our Owner Started The Business As An Individual Driver/Vehicle Simply Want To Provide A Safe Transportation For Visitor And Local Travelers To Enjoy A Nice Day In Napa Sonoma While Wine Tasting And Bar Hoping. Customer Safety Is Always Our Number 1 Priority And This Will Always Be In Our Mission Statement. Napa Sonoma Wine Tasting DriverSan Francisco Limo, Limousine Service.

    10. Executive Sedan Napa Wine Tours | Limo, Limousine Service San Francisco Business Event & Meeting Transportation
    Executive Sedan Napa Wine Tours | Limo, Limousine Service San Francisco Business Event & Meeting Transportation

    Can you make a last minute booking? YES.

    Please call us to Book It.

    Our Full Service Licensed and Insured Vehicle with Experienced Driver Provider in a:

    Luxury Black Sedan, Mercedes Sedan, Luxury Black SUVs, Stretch Limousines, Coach Sprinter, Executive Sprinter, Executive Coach Bus. All luxury vehicle transportation services for all your wine tour experience and airport transportation needs.

    The Vehicle Service Provider Rates are at this link Here.

    Both Services are focused on providing you with high-quality service,

    for your visit to the Wine Country.

    Safety and Customer Satisfaction are our primary missions.

    We love to see our customer to enjoy thier Napa wine tour and Sonoma wine tasting experiences.

    7. Wedding Limo Napa Sonoma| Limo, Limousine Service San Francisco SFO Airport pickup
    Wedding Limo Napa Sonoma| Limo, Limousine Service San Francisco SFO Airport pickup

    Wine tasting events Napa Valley CA, Transportation,

    Wine Tasting tour driver reservation & Booking – Napa Valley Wine Tour, Sonoma Wine Tasting.

    4. Private Wine Tours Napa Sonoma | Limo, Limousine Service San Francisco Group Transportation
    Private Wine Tours Napa Sonoma | Limo, Limousine Service San Francisco Group Transportation

    Wine Tour Multiple Date Booking.

    You Submit your 1st Date. Then by using the Make Another Booking Button on the Upper Left, of the next page. You submit your Next Date and so on.

    3. Napa Valley Wine Tour Limo Service VIP Private Tours | Limo, Limousine Service San Francisco
    Napa Valley Wine Tour Limo Service VIP Private Tours | Limo, Limousine Service San Francisco
    California Wine Tasting & Events Napa Valley Wine Tasting Limousine Bus, private transportation Chauffeur Limo driver

    California Wine Tasting & Events

     

  • IRA 와 401K 는 몇세부터 distribution 가능한가요? IRA, 401K 분배를 65세에 모두 일시적으로 전액 분배할수있나요?

    IRA 와 401K 는 몇세부터 distribution 가능한가요?

    IRA와 401(k)는 은퇴를 위해 마련된 대표적인 연금 계좌이지만, 분배 가능 시기에 약간의 차이가 있습니다.

    1. 일반적인 분배 가능 시기:

    • IRA 및 401(k):
      • 일반적으로 59.5세 이후에는 벌금 없이 분배가 가능합니다. 59.5세 이전에 분배할 경우, 특별한 예외 사항을 제외하고는 10%의 벌금이 부과됩니다.

    2. 필수 최소 분배 (RMD):

    • IRA 및 401(k):
      • RMD는 계좌 소유자가 특정 나이에 도달하면 반드시 인출해야 하는 최소 금액을 의미합니다.
      • 2023년 기준으로, RMD 시작 나이는 73세입니다. 즉, 73세가 되면 매년 일정 금액을 인출해야 합니다.
      • 하지만, 2033년부터는 75세로 변경될 예정입니다.

    3. 예외 사항:

    • 59.5세 이전 인출 예외:
      • 주택 구입 (IRA의 경우)
      • 고등 교육 비용
      • 의료 비용
      • 장애
      • 첫 주택 구입
      • 등등 여러가지 예외가 존재합니다.
    • 401(k)의 특별 조항:
      • 직장을 그만둔 후, 55세 이후에는 해당 401(k)에서 벌금 없이 분배가 가능합니다. (이 규정은 IRA에는 적용되지 않습니다.)

    요약:

    • 일반적으로 59.5세 이후에는 IRA와 401(k) 모두 벌금 없이 분배할 수 있습니다.
    • 필수 최소 분배는 73세부터 시작되며, 2033년부터는 75세로 변경됩니다.
    • 특정 상황에서는 59.5세 이전에도 벌금 없이 인출할 수 있는 예외가 있습니다.
    • 401k는 직장을 그만둔후 55세 이후에는 벌금 없이 분배가 가능합니다.

    참고: 세법은 복잡하고 자주 변경될 수 있으므로, 정확한 정보는 항상 전문가와 상담하는 것이 좋습니다.

IRA, 401K 분배를 65세에 모두 일시적으로 전액 분배할수있나요?

IRA와 401(k) 분배에 대한 질문은 많은 분들이 궁금해하는 부분입니다. 65세에 일시적으로 전액 분배하는 것이 가능한지, 그리고 그에 따른 고려 사항은 무엇인지 자세히 알아보겠습니다.

1. 일반적인 분배 가능 시기:

  • IRA와 401(k) 모두 일반적으로 59.5세 이후에는 벌금 없이 분배가 가능합니다. 따라서 65세에는 벌금 없이 분배가 가능합니다.

2. 일시 전액 분배 가능 여부:

  • 가능합니다. 65세 이후에는 IRA와 401(k) 계좌의 잔액을 일시적으로 전액 분배하는 것이 가능합니다.
  • 하지만, 전액 분배 시 세금 문제가 발생할 수 있으므로 신중한 계획이 필요합니다.

3. 세금 관련 고려 사항:

  • 일반적인 IRA 및 401(k):
    • 이 계좌들은 세금 유예 혜택을 받은 돈으로 적립되었기 때문에, 인출 시에는 소득세가 부과됩니다.
    • 따라서, 65세에 전액을 인출하면 해당 연도의 소득세가 크게 증가할 수 있습니다.
  • Roth IRA 및 Roth 401(k):
    • 이 계좌들은 세후 소득으로 적립되었기 때문에, 특정 조건(5년 이상 계좌 유지 및 59.5세 이후 인출 등)을 충족하면 인출 시 세금이 면제됩니다.
    • 따라서, Roth 계좌의 경우에는 일시 전액 분배 시 세금 부담이 없습니다.

4. 고려해야 할 사항:

  • 세금 계획:
    • 일시 전액 분배 시 세금 부담을 최소화하기 위해 세무 전문가와 상담하여 세금 계획을 세우는 것이 중요합니다.
  • 재정 계획:
    • 은퇴 후 생활비, 의료비 등을 고려하여 분배 계획을 세우는 것이 중요합니다.
    • 일시 전액 분배보다는 매년 필요한 금액만큼 분배하는 것이 유리할 수 있습니다.
  • 필수 최소 분배 (RMD):
    • RMD는 특정 나이(현재 73세, 2033년부터는 75세)부터 매년 반드시 인출해야 하는 최소 금액입니다.
    • RMD 시작 전에 일시 전액 분배를 고려할 수 있습니다.

요약:

  • 65세에 IRA와 401(k)를 일시적으로 전액 분배하는 것은 가능하지만, 세금 및 재정 계획을 신중하게 고려해야 합니다.
  • 특히, 일반적인 IRA 및 401(k)의 경우에는 인출 시 소득세가 부과되므로, 세무 전문가와 상담하는 것이 좋습니다.

참고: 세법은 복잡하고 자주 변경될 수 있으므로, 정확한 정보는 항상 전문가와 상담하는 것이 좋습니다.

  • IRA 와 401K 는 몇세부터 distribution 가능한가요? IRA, 401K 분배를 65세에 모두 일시적으로 전액 분배할수있나요?

    IRA 와 401K 는 몇세부터 distribution 가능한가요?

    IRA와 401(k)는 은퇴를 위해 마련된 대표적인 연금 계좌이지만, 분배 가능 시기에 약간의 차이가 있습니다.

    1. 일반적인 분배 가능 시기:

    • IRA 및 401(k):
      • 일반적으로 59.5세 이후에는 벌금 없이 분배가 가능합니다. 59.5세 이전에 분배할 경우, 특별한 예외 사항을 제외하고는 10%의 벌금이 부과됩니다.

    2. 필수 최소 분배 (RMD):

    • IRA 및 401(k):
      • RMD는 계좌 소유자가 특정 나이에 도달하면 반드시 인출해야 하는 최소 금액을 의미합니다.
      • 2023년 기준으로, RMD 시작 나이는 73세입니다. 즉, 73세가 되면 매년 일정 금액을 인출해야 합니다.
      • 하지만, 2033년부터는 75세로 변경될 예정입니다.

    3. 예외 사항:

    • 59.5세 이전 인출 예외:
      • 주택 구입 (IRA의 경우)
      • 고등 교육 비용
      • 의료 비용
      • 장애
      • 첫 주택 구입
      • 등등 여러가지 예외가 존재합니다.
    • 401(k)의 특별 조항:
      • 직장을 그만둔 후, 55세 이후에는 해당 401(k)에서 벌금 없이 분배가 가능합니다. (이 규정은 IRA에는 적용되지 않습니다.)

    요약:

    • 일반적으로 59.5세 이후에는 IRA와 401(k) 모두 벌금 없이 분배할 수 있습니다.
    • 필수 최소 분배는 73세부터 시작되며, 2033년부터는 75세로 변경됩니다.
    • 특정 상황에서는 59.5세 이전에도 벌금 없이 인출할 수 있는 예외가 있습니다.
    • 401k는 직장을 그만둔후 55세 이후에는 벌금 없이 분배가 가능합니다.

    참고: 세법은 복잡하고 자주 변경될 수 있으므로, 정확한 정보는 항상 전문가와 상담하는 것이 좋습니다.

    IRA, 401K 분배를 65세에 모두 일시적으로 전액 분배할수있나요?

    IRA와 401(k) 분배에 대한 질문은 많은 분들이 궁금해하는 부분입니다. 65세에 일시적으로 전액 분배하는 것이 가능한지, 그리고 그에 따른 고려 사항은 무엇인지 자세히 알아보겠습니다.

    1. 일반적인 분배 가능 시기:

    • IRA와 401(k) 모두 일반적으로 59.5세 이후에는 벌금 없이 분배가 가능합니다. 따라서 65세에는 벌금 없이 분배가 가능합니다.

    2. 일시 전액 분배 가능 여부:

    • 가능합니다. 65세 이후에는 IRA와 401(k) 계좌의 잔액을 일시적으로 전액 분배하는 것이 가능합니다.
    • 하지만, 전액 분배 시 세금 문제가 발생할 수 있으므로 신중한 계획이 필요합니다.

    3. 세금 관련 고려 사항:

    • 일반적인 IRA 및 401(k):
      • 이 계좌들은 세금 유예 혜택을 받은 돈으로 적립되었기 때문에, 인출 시에는 소득세가 부과됩니다.
      • 따라서, 65세에 전액을 인출하면 해당 연도의 소득세가 크게 증가할 수 있습니다.
    • Roth IRA 및 Roth 401(k):
      • 이 계좌들은 세후 소득으로 적립되었기 때문에, 특정 조건(5년 이상 계좌 유지 및 59.5세 이후 인출 등)을 충족하면 인출 시 세금이 면제됩니다.
      • 따라서, Roth 계좌의 경우에는 일시 전액 분배 시 세금 부담이 없습니다.

    4. 고려해야 할 사항:

    • 세금 계획:
      • 일시 전액 분배 시 세금 부담을 최소화하기 위해 세무 전문가와 상담하여 세금 계획을 세우는 것이 중요합니다.
    • 재정 계획:
      • 은퇴 후 생활비, 의료비 등을 고려하여 분배 계획을 세우는 것이 중요합니다.
      • 일시 전액 분배보다는 매년 필요한 금액만큼 분배하는 것이 유리할 수 있습니다.
    • 필수 최소 분배 (RMD):
      • RMD는 특정 나이(현재 73세, 2033년부터는 75세)부터 매년 반드시 인출해야 하는 최소 금액입니다.
      • RMD 시작 전에 일시 전액 분배를 고려할 수 있습니다.

    요약:

    • 65세에 IRA와 401(k)를 일시적으로 전액 분배하는 것은 가능하지만, 세금 및 재정 계획을 신중하게 고려해야 합니다.
    • 특히, 일반적인 IRA 및 401(k)의 경우에는 인출 시 소득세가 부과되므로, 세무 전문가와 상담하는 것이 좋습니다.

    참고: 세법은 복잡하고 자주 변경될 수 있으므로, 정확한 정보는 항상 전문가와 상담하는 것이 좋습니다.

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    Group bookings for 10 or more come with one free service for an extra individual. To book for your group, please contact us at (646) 733-1330 or email us at [email protected].

    Romantic Couple Spa & Massage in New York – Experience the charm and beauty of New York’s famous Korean Town from the premier New York spa services. The Juvenex Spa features recently redesigned spa room and provide a luxurious resort-style spa, massage, body scrub and a full-service spa. The perfect location makes us an ideal choice for exploring New York City and nearby Empire state building and Korean town

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    Enhanced Romantic Couples Getaway

    $635 per couple

    180 minutes

    Includes:
    •  Private Soaking Tub in the Celebrity Room bursting with fresh, tropical flowers and aromatherapy candles
    •  Seasonal fruits and complimentary beverages
    •  Invigorating Korean-style Scrub
    •  60-minute massage (or you can choose a body wrap and a facial instead of scrub and a massage)

     

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    Dr. Sukhdeep Singh Sandhu received his Bachelor’s of Science in Biological Sciences from California State University, Sacramento. He went on to receive his Master’s of Science in Biotechnology at California State University, San Marcos. Then, completed his academic career at the University of Las Vegas, Nevada where he became a Doctor of Dental Medicine (DMD). He acquired a vast amount of knowledge and experience working with diverse populations across the Las Vegas valley. Dr. Sandhu is a student award winner from the American Academy of Implant Dentistry and is an active member of the American Dental Association. The doctor is also fluent in both, Punjabi and Spanish.

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    3380 San Pablo Dam Rd # A, San Pablo, CA 94803

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    Dr. Sandhu is passionate about serving his community in the East Bay. He joined his father Dr. Birenderpal Sandhu with his practice of 30+ years. He focuses on providing the best patient centered care, ensuring that his patients are comfortable and confident with the work he has done as they leave his office. Dr. Sandhu believes in providing superior work, therefore improving the overall quality of life for his patients.

    Dr. Tamara Lin received her Bachelor’s degree in Nutritional Science from University of California, Berkeley in 2000. Dr. Lin graduated in the top 10 in her class from the University of the Pacific, School of Dentistry in San Francisco in 2003. She is an active member of the American Dental Association, California Dental Association, and Berkeley Dental Association. Dr. Lin is fluent in Mandarin.

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    Dr. Lin has vast experience in general family dentistry, aesthetic makeover and implant dentistry. She strives to educate her patients and help them create and maintain beautiful smiles.

    All three board certified doctors are committed to their professions and believe in providing the best patient care for their patients.

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    Dr. Birenderpal Singh Sandhu graduated from the University of Pacific, San Francisco in 1989. He served as teaching faculty, as well as a clinical instructor at the university upon graduating. Dr. Sandhu practiced dentistry across California including the Central Valley, Los Angeles, Sacramento region and the East Bay. He has proudly served the San Pablo community with his expertise in general dentistry for the past 30+ years at Allied Dentistry

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    Allied Dentistry provides comprehensive services including general, cosmetic, and restorative dentistry.

    Multilingual office:  Our diverse staff is fluent in Spanish, Tagalog, Punjabi and Hindi.

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    HAPPY CLIENTS
    I went there for the first time I got seen and was satisfied completely I will definitely come back thank you so much for everything from the staff to the doctor it was great .

    – C S

    Our family has been treated by Allied Dentistry for almost 30 years. They’ve treated my sons, from baby teeth through invisaligns, with competence and professionalism. As our dental insurance changed over time, Allied provided us with helpful suggestions on insurers that would best fit our needs. As a semiprofessional trumpet player my dental health is critically important to maintain my playing ability. Allied has been a great partner in helping me maintain my playing ability throughout my experience with them. When necessary, they’ve provided competent and professional specialist referrals for wisdom teeth surgery, braces and other special dental needs. Their staff are polite, flexible and professional. We recommend them highly.

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    DIGITAL DENTISTRY

    Crowns and other appliances can be made without traditional impressions with a 3D 

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    My experience here has been nothing but pleasant from beginning to end. They do what they can to accommodate me I do commute all the way from Sacramento. Sandhu has gone above and beyond to take care of me as a patient. He truly cares for his patients and it shows in his work and is never pushy which most other offices are.

    – Cassandra L

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    Welcome to Allied Dentistry!

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    Our mission is to provide the best quality dental care to patients of all ages in the East Bay. Allied Dentistry is proud to have served this area for the past 30+ years and look forward to continuing to do so, as a family-owned practice.  We strive to use evidence-based practices and patient-centered care to ensure the best outcomes for our patients.

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    The doctors at our practice strongly believe in providing patient education along the way to ensure that patients are involved in the decision-making process. Our entire team works to create an individualized treatment plan and prioritize the oral health and smile of each person who walks through the door.

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